Understanding Workers’ Compensation for Delivery Drivers

Delivery driver loading boxes into a van outside a warehouse, representing common risks associated with the job.

In today’s fast-paced world, delivery drivers play an essential role in the economy, ensuring that goods, food, and packages reach their destinations safely. From drivers working for large corporations like Amazon and UPS to independent contractors with food delivery apps like Uber Eats and DoorDash, these workers face unique challenges and risks on the job. Unfortunately, many delivery drivers are unaware of the workers’ compensation benefits they may be entitled to if they’re injured while working.

At Stern & Cohen, we’re committed to helping delivery drivers understand their rights and pursue the compensation they deserve. This blog covers everything you need to know about workers’ compensation for delivery drivers, including eligibility, benefits, and how to file a claim.

What Is Workers’ Compensation?

Workers’ compensation is a system that provides financial benefits to employees who are injured or become ill while performing job-related duties. These benefits may include coverage for medical treatment, lost wages, disability payments, and rehabilitation. The goal is to support injured workers both financially and physically during their recovery.

Coverage varies depending on the nature of employment.

Are Delivery Drivers Eligible for Workers’ Compensation?

Whether a delivery driver is eligible for workers’ compensation depends largely on their employment classification—specifically, whether they’re considered an employee or an independent contractor. This distinction is critical. Our attorneys at Stern & Cohen can help you determine your employment status and explore your options.

Employees

Under Pennsylvania law, a worker is presumed to be an employee unless proven otherwise. Employees are typically paid hourly or by salary, use the employer’s tools or equipment, follow set schedules, and work under employer supervision. If you are classified as an employee, you are generally entitled to workers’ compensation.

Independent Contractors

Independent contractors have more control over how they perform their work. They usually provide their own tools, set their own schedules, and are paid per job or delivery. Most independent contractors are not covered by workers’ compensation, as they are considered self-employed. However, some exceptions may apply based on specific state laws or case details.

Common Injuries Among Delivery Drivers

Delivery drivers face a wide range of risks. Common injuries include:

Motor Vehicle Accidents: Spending long hours on the road increases the risk of collisions involving other vehicles, pedestrians, or hazardous conditions.
Slips and Falls: Carrying packages in varying environments exposes drivers to slip-and-fall accidents, which can cause sprains, fractures, or head injuries.
Repetitive Strain Injuries: Frequent lifting and prolonged driving can lead to back pain, joint issues, or conditions like carpal tunnel syndrome.
Assault or Robbery: Drivers—especially those delivering food or valuable items—may be targets for theft or physical assault.
Weather-Related Injuries: Extreme heat, icy sidewalks, or rainy conditions increase the risk of job-related injuries.

How to File a Workers’ Compensation Claim

If you’re injured on the job, it’s important to act quickly. Here’s how to file a workers’ compensation claim in Pennsylvania:

Report the Injury
Notify your employer or the delivery platform as soon as possible. Pennsylvania law requires that the injury be reported within 120 days.
Seek Medical Attention
Get medical treatment within 90 days. You may need to see a provider from a list approved by your employer. Be sure to keep all documentation related to your treatment.
File a Claim
Submit a workers’ compensation claim through your employer or their insurance carrier. Keep copies of all related documents, including medical records, accident reports, and communication with your employer.
Follow Up
The insurance provider will review your claim. If approved, you’ll begin receiving benefits. If denied, you can appeal the decision with help from an attorney.

Final Thoughts

Delivery drivers are essential, but they face risks every day. If you’re hurt while working, you may be eligible for workers’ compensation. Understanding your rights and the steps involved in filing a claim can help you secure the benefits you need to heal and return to work with confidence.

If you’ve been injured on the job, contact Stern & Cohen today for a free consultation. Our experienced attorneys are here to help you navigate the workers’ compensation process and fight for the benefits you deserve.

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